Privacy Policy
AB Finance – Loan Management System
Last Updated: October 15, 2025
AB Finance ("we," "our," "us") operates the AB Finance Loan Management System (the "System"). This Privacy Policy explains how we collect, use, disclose, and protect your information when you use our software, website, or related services.
By using our System, you agree to the terms of this Privacy Policy.
We may collect the following personal data:
Full name
Contact details (phone number, email, address)
Government identification details (if required for loan processing)
Date of birth
Employment and income details
Bank account details
Loan history and repayment records
Credit-related information
Transaction data
IP address
Device information
Browser type
Login activity and system usage logs
We use the collected data for:
Processing loan applications
Managing loan accounts and repayments
Identity verification and fraud prevention
Customer support and communication
Legal and regulatory compliance
Improving system performance and user experience
We do not sell your personal information.
We may share data only with:
Financial institutions involved in loan processing
Government or regulatory authorities when required by law
Credit bureaus for verification purposes
Service providers assisting in system operations (under strict confidentiality agreements)
We implement appropriate security measures including:
Data encryption
Secure authentication systems
Access control restrictions
Regular security audits
However, no system is completely secure, and we cannot guarantee absolute protection.
We retain your information:
As long as your account is active
As required for legal, regulatory, and audit purposes
After this period, data may be securely deleted or anonymized.
Depending on applicable laws, you may have the right to:
Access your personal data
Request correction of inaccurate information
Request deletion of data (subject to legal obligations)
Withdraw consent for processing
Requests can be submitted through our contact details below.
Our system may use cookies or similar technologies to:
Maintain user sessions
Improve system performance
Analyze usage patterns
You may disable cookies in your browser settings.
Our System may contain links to third-party services. We are not responsible for their privacy practices.
Our services are not intended for individuals under 18 years of age. We do not knowingly collect data from minors.
We may update this Privacy Policy from time to time. Updates will be posted within the System with a revised "Last Updated" date.
For questions regarding this Privacy Policy:
AB Finance
Email: support@abfinance.com
Phone: +91-7351273233
Address: Anoup Electronic, Maqbara Rd, Hayat Nagar, Katghar, Moradabad, Uttar Pradesh 244001
This policy aligns with applicable Indian laws including:
Information Technology Act, 2000
SPDI Rules, 2011
Digital Personal Data Protection Act, 2023 (where applicable)
By using AB Finance Loan Management System, you acknowledge that you have read and understood this Privacy Policy.