Terms and Conditions
AB Finance – Loan Management System
Last Updated: October 15, 2025
These Terms and Conditions ("Terms") govern your access to and use of the AB Finance Loan Management System ("System," "Service," "Platform") operated by AB Finance ("we," "our," "us").
By accessing or using our System, you agree to be bound by these Terms. If you do not agree, you must not use the System.
To use our services, you must:
Be at least 18 years of age
Provide accurate and complete information
Have the legal capacity to enter into binding agreements
We reserve the right to deny or terminate access if eligibility requirements are not met.
You agree to:
Maintain confidentiality of login credentials
Provide accurate and updated information
Notify us immediately of unauthorized access
Use the system only for lawful purposes
You are responsible for all activities conducted through your account.
AB Finance provides a digital loan management platform including:
Loan application processing
Borrower and lender account management
Repayment tracking
Financial record maintenance
Reporting and analytics tools
We reserve the right to modify or discontinue features at any time without prior notice.
AB Finance:
Does not guarantee loan approval
Acts as a management system and facilitator
Does not assume liability for lending decisions
All loan approvals remain subject to financial eligibility, verification, and risk assessment.
Users agree that:
Certain services may involve processing fees or administrative charges
All applicable fees will be disclosed before transaction completion
Fees are non-refundable unless explicitly stated
Users must not:
Provide false or misleading information
Attempt to hack, disrupt, or misuse the system
Use the platform for illegal financial activities
Impersonate another individual or entity
Violate any applicable laws or regulations
Violation may result in account suspension or legal action.
Use of the System is subject to our Privacy Policy, which governs how personal data is collected, processed, and protected.
All content, software, logos, and design elements of the System are the property of AB Finance.
Users may not:
Copy, reproduce, or distribute content
Reverse engineer the software
Use branding without permission
We strive to maintain uninterrupted service but do not guarantee:
Continuous availability
Error-free operation
Immediate issue resolution
We are not liable for downtime due to maintenance, technical failures, or external factors.
To the fullest extent permitted by law, AB Finance shall not be liable for:
Financial losses resulting from loan decisions
Data loss due to technical failures
Unauthorized access beyond reasonable security measures
Indirect or consequential damages
You agree to indemnify and hold AB Finance harmless from any claims, damages, or liabilities arising from:
Your misuse of the System
Violation of these Terms
Breach of applicable laws
We may suspend or terminate access:
For violation of these Terms
For fraudulent or suspicious activity
For legal or regulatory requirements
Users may terminate usage at any time by discontinuing access.
These Terms shall be governed by the laws of India.
Any disputes shall fall under the jurisdiction of courts located in the state of Uttar Pradesh, India.
We reserve the right to update these Terms at any time. Continued use of the System constitutes acceptance of revised Terms.
For any questions regarding these Terms:
AB Finance
Email: support@abfinance.com
Phone: +91-7351273233
Address: Anoup Electronics, Maqbara Rd, Hayat Nagar, Katghar, Moradabad, Uttar Pradesh 244001
By using AB Finance Loan Management System, you confirm that you have read, understood, and agreed to these Terms and Conditions.